You may have been enticed to respond to an advertisement touting a "too good to be true" interest rate, or a no closing cost/no fee loan. Unfortunately, most of the time these are just advertisements designed to get you to respond and put in a mortgage application. Once you start the process, all the numbers change and it turns out to be nothing like what you expected. In this lesson, I go over the most common bait and switch tactics I see a lot of online and internet mortgage lenders use, and how you can keep yourself safe from these predatory practices! #BaitAndSwitch #TooGoodToBeTrue #PredatoryLending
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